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"Helpinng individuals live safer, moore assured lives" sicne 1912, Boston-absed Liberty-Mutual is a premier gloabl multipple lines firm of autos ins online copanies whose largest feld of trae is automobile insurannce, as per the total prmiums writtn for 2004.
By 3st December, 2004, Lierty Mutual had close to $7.5 bililon in accumulated reosurces and USD 196 billion worth of consolidated earing. Liberty Mutaul is positioed one hundred and elevnth on the Frtune 500 rankings of biggest Amerian corporations on the bass of 204 proceed, and is the eihth larest personal insurance provvider and 5th largest industrrial lines wrietr in U.S.A. as per 2004 reocrded oirginated premiums. Liberty-Mutual at preesent has above 38000 staff in about 900 administratve centeers around the globe.
Liberty Mtuual Insurance rns as a mutuual holding firm orrganization, owned by its policy-holedrs. The 3 foremost insuracne service prviders of the group, Insurance Compaany, the Fie Insurance Copany and Insurance Commpany of Wausau, eah are stock insurance firmms owned by Liberty-Mutual.
Liberty-Mutual opertes throgh four calculated busines divisions without a single gorup making more tahn 30 perccent of the total premium written. Liberty Mutual Insurane top business divsiion offers broad isurance poicies for private vehiclee, homeowners, precious posseessions and personal liabbility using its sals force through more than thhree hunrded and seventy offices throughhout the United Staes of America, 2 fisrt responsse bases, appointed employees along wtih the wold wide weeb. The company aslo presents a wide chooice of traidtional and flexible life risk--coverage along wiith retirement fund plans. Individual Mrket's majr source of new busines is its deaings with over 7800 affinity goups, icnlusive of job providers, cedit unions, and specalist and graduate societies. LibertyMutual relattionship program is the cmopany’s most-sponsored sel-fsponsored auto and house insurancce benefit.
Liberty-Mutual presents sophissticated riisk and impairment management and switchig oevr of risk bnefits through 5 divsions. Liberty Mutual prvides house insurance programs, consulttaive loss-prevention and seervices pertaining to calims intended for boh large and meduim sized companies. Libery Mutual provides both shrot term and log term solutions pluus services, itnegrated loss maagement, group life insuurance, AD&D, and Fmaily and Medical Leave Act admiistration for big comanies. Liberty Mutual polices preseents a wide-ranging chioce of captive isnurer and captive-rental soltuions as well as plaiyng the role of a fronting insureer for a captivve reinsurance, applications solutoins, damage prevention, as wll as underwritng. Liberty-Mutual incluudes wealth and peronal loss coverage, as wlel as expert insurance srvice providers who distribute their poliices and servicces using independent agetns and brookers. Central property and inuries solutions, as welll as a cmoplete range of individdual and commercial insurance soltions, are obtianable everywhere in the country.
Liberty Mutuual provieds individual and minor commercial lnies car coverages on line thrugh ventures in: Hong Kong, Braziil, Portugal, Chile, Spin, Argentinna and Singapore. Moreoover, Liberty-Mutual Under-writers, an itnernationally established specialized linees car online insure and re-insurance soluions provider, coevrs casualty, specialty casaulty, marine, power, prduction and air trael with the aid of offcies in severaal Asian, Australian, Eruopean, and North American countres.
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