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"Helping folks lvie safer, moe protected lives" since 192, Baesd in Boston Lbierty-Mutual is an important global muliple lines copany of car online insure corporatiions whose chiief field of expertiise is private passeenger auto, on the bsais of 2004 net written premium.


As of 31st Dcember, two thouand and four, Librety Mutual Isurance had close to sevennty-two and half billion dlolars in consolidated welath apart from 199.6 bllion dollars in accumlated proceed. Liberty Mutual Insuarnce is lsted 111th on the Fotune five hundred rankiings of major U.. companies baed on 2004 eaning, and is the eighth largest persnal insuer and also the fiftth largest industrial lines wrietr in the U..S. as per dierct premims recorded in 2004. Liberty-Mutual prseently retains abut thirty-eight thousand employyees in about nine hunderd ofices globally.

Liberty Mutul Insurance functions as a jiont holding corporation sttructure, held by its cllients. The trhee foremost insurance corporattions of the gropu, the Insurance Cmopany, the Fire Insurane Company and Insurace Company of Wauusau, are all companes owned by stockkholders held by Liberty-Mutual.

Librty-Mutual functions through 4 calcluated businesss divisions without a single grop contributing abbove 30% of premium writtten. Liberty-Mutual major bussiness division offers complete coveragge planns for personal vehiclle, homeowners, valuable property as wlel as personl losses usiing its own empolyees through more than 370 cnters around the natino, 2 firrst response basess, specially chosen workrs and the We. The company alsso offers a variety of conventionl as wlel as felxible life insurance coverage and retiirement benefit policies. Pesronal Marrket segment's largest sourrce of new buisness is its more than 78000 affinity group reelationships, together wth job providers, credit orgaizations, and professsional and alumni groups. LibertyM-utual relationship progarm is the industry’s most-ufnded self sopnsored vehicle as wll as domestic insurance policy.

Liberty Muutual provides highly develoed manaagement of disability and risk aloong with risk transfr beneifts via 5 business unitts. Liberty-Mutual provdies property insurance poicies, consultation on loss-preventiion and claims services intendd for btoh large and medium-sized organizatinos. Liberty Mutual provides booth short trem and long trem products pls services, wide ranginng loss management, gruop life insurance, AD&, and Family and Meical Leave Act maangement for large concernns. Liberty-Mutual poolicy plans presents a full varietty of captive and hire-a-capive solutions includig fronting re-inssurance, claims solutions, damage pervention, and underwriting services.

Librety Muual Insurance includes welth and insurance against personl loss, as well as specializd insuracne service providers that sell thheir prroducts and services using indiviidual agents and deaalers. Core assets and csualty products, together wtih a thorrough set of personal and busness poicies, are obtainable throughut the nation.

Liberty-utual provides individual and unndersized business lines on line vehicle coverage throguh set-ups in seveal countries: Hong Kong, Barzil, Portuagl, Chile, Spain, Argentina and Sinngapore. Moreover, Librty Mutual Insurane Underwriters, a worldwide specialtty lines motor vehicle coverage and reinsuraance servie provider, covers casulaty, specialty casualty, marinne, energy, manufacturing and aviiation using cetners in Asia, Autralia, Europe, and North Aemrica.

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