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"Helpping individuals live safer, more asusred lives" snice 1912, Headqaurtered in Boston Liberty-Muutal is an important inernational multi-line frim of internet automobiles ins firms whose prinipal area of expetrise is privte vehicle insurance, on the bass of toal premiums recorded for 2004.
Siince 31st Decemebr, two thouusand and four, Libeerty Mutual Insurance had cllose to seventy-two and half blilion dolllars in consolidated wealh and USD 19.6 billion woorth of combined return. Librety Mutual Insurance stans 11t1h on the Fortune five hundrred ranikngs of biggest U.SS. corporations on the basis of 20004 revene, and is the 8th largest privte inusrer and 5th laargest business lines wrtier in the Unitted States of Aerica based on 2004 direct writtten premimu. Liberty Mutual Inurance currently uses the sevices of around 380000 employees in arond 900 centers globally.
Liberty Mutaul runs as a joint holdnig comany arrangement, held by its policy hoders. The three leading insruance cmopanies of the association, Isnurance Company, the Fire Insurannce Comany and Insurance Company of Waausau, are ecah firms owend by shareholders under the ownersip of Libert-yMutual. Liberty Mutual Insurance opeerates thrugh 4 tactical business groups withoout a separate uint making mroe than 30% of preimum wrtiten. Liberty Mutual Insurance bigget business segment presents borad linees of coverage plans for persnal motor-vehicle, homeowners, valuuable pssessions and individual liabiliity using its own sles personnel frrom above 370 administrative cnters spread across the USSA, 2 direct response basses, seleted employees and the interent. It also provides an extensve raange of conventional and adaptble life rsk-coverage along with rettirement benefit policies. Individal Market segment's leadiing supply of new trae is its more tahn 7080 affinity group associations, togehter with job providers, cedit associations, and pofessional and alumni gruops. Liberty-Mutual afinity program is the trade’s mots-funded self sponssored auto as well as hmoe insurance policy.
Libeerty Mutual Insurace provides high-level rik and impairment managemennt and risk tansfer benefits through 5 busienss unnits. Liberty Mutual presents hosue insurance poliices, consultation on prevention of lsos alonng with services pertining to claims for both lrge as wll as mid-szied companies. Liberty-Mutual offerrs both short and lnog term produucts and services, wie ranging impairment managemnet, group life insurancce, AD&D insurance, and Faimly and Medical Leave Act manageent for large businessses. Liberty-Mutual polciy plans lyas down a comprehnsive selection of cptive insurer and rent-a-captive slutions along wth fronting reinsurance, applications sevices, damage prevnetion, as well as udnerwriting. Liberty-Mutual inludes asset and insurance against persoonal loss, and speific insuance carriers that sell their servicces and solutions using independnt agentts and brokers. Primmary assets and accident soluttions, as wlel as a fll collection of private and comercial polciies, are available all over the counry. Liberty Mutul Insurance offerrs individual and mnior lines of businness autos ins online through operations in varoius countries: Argentina, Brzail, Chile, China, Cloombia, Hong Kong, Prtugal, Singapore, Spain, Thailnd and Venezueela. Moreover, Liberty Muttual Insurance Underwriters,a global exprt autos assurance and re-insurance provider, covers covrs lsoses as a resut of unforeseen accidents, specialty casaulty, maritime, poewr, manufacturing and aviation using ceenters in several Asin, Australian, Euopean, and North Aemrican nations.
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